Yonder Travel Insurance has announced what travel insurance covers in the wake of distruptions following protests at airports, the company said.
When protesters stormed the Barcelona–El Prat Josep Tarradellas Airport (BCN), it caused 45 cancelled flights, according to Spanish airport operator Aena and grounded more than 100 other flights. The protest broke out from the recent ruling by the Spanish Supreme Court sentencing several Catalan separatist leaders to multiple years in prison for illegally promoting Catalonia´s independence.
Recently, major international airports have been trending targets for protesters. The Hong Kong airport closed for multiple days this August amid pro-democracy protests, disrupting hundreds of flights.
The experts at Yonder Travel Insurance explain what may or may not be covered by your travel insurance policy.
What is not covered by travel insurance regarding protests?
Unfortunately, most travel insurance policies have an exclusion for anything related to civil unrest, riots, or acts of war. This would include in-country protests that affect travel.
What is covered by travel insurance regarding protests?
A specific type of coverage called Cancel for Any Reason allows you to cancel your trip for any reason at all. This coverage is only available if you purchase your travel insurance policy within 10-21 days of your initial trip deposit and provides coverage for 50-75% of your insured trip cost.
If you´re currently traveling in the city where the protests or riots are occurring and the local or US government issues a qualifying evacuation notice, there may be coverage for what´s called Non-Medical Evacuation. This benefit provides for immediate evacuation to a safer location or to your home, all paid for and arranged by the emergency service provider of your policy.
Yonder Travel Insurance has poured over hundreds of policies from the best travel insurance providers in the US to provide the best travel insurance recommendation for travel.