The Association of British Insurers (ABI) has stated that drivers under the age of 25 should hold their license for two years before being able to drive between the hours of 11pm and 4am, however allowing certain exemptions such as work.
The ABI have also said in their proposed changes that young drivers shouldn’t drink any alcohol before taking to the wheel.
Added changes include a minimum learning period of a year before being able to take their driving test, and scrapping intensive driving courses.
The ABI believe these new changes will lower the amount of young drivers involved in serious injuries on the road and death from road accidents.
Drivers under the age of 25 are twice as likely to fail a breathalyser test and when driving late at night and early in the morning are more at risk.
Statistics show that one in four people killed or seriously injured in a road accident is a young driver or one of their passengers. However only 12 per cent of all driving license holders are under 25.
Nick Starling, ABI’s director of general insurance and health said: “Our proposals are not designed to drive young drivers off the road, but to ensure that they become safer drivers”.
“We must act to reduce the tragic loss of young lives on our roads”.
AA insurance have welcomes ABI plans to tackle the number of injuries and deaths on the roads, however disagree with a ban on night time driving or a zero-tolerance alcohol limit.
Simon Douglas, director of AA insurance said: “While we welcome the debate, the suggested night driving ban up to age 25 is just not practical”.
The AA instead said it would be better to reduce the drink-drive limit for everyone.
The insurance company have agreed with the ABI that telematic or ‘black box’ insurance can also help to place responsibility for driving within the law. Technology is used to measure driving performance including speed, braking and cornering.
In the New Year the AA is expected to launch telematics insurance, which will be aimed at new drivers.
Article by Charlotte Greenhalgh